Torn between a brand‑new build and a well‑kept resale in Weston? The choice affects your budget, insurance, timeline, and even how you spend your weekends. You want the right fit for your lifestyle and long‑term goals, without surprises after closing. This guide walks you through the trade‑offs, local factors that matter in Broward County, and practical steps to make a smart decision. Let’s dive in.
Weston market essentials
Weston is a mature, master‑planned community in western Broward County with established neighborhoods, gated communities, and quality public infrastructure. New development tends to be infill or smaller enclaves rather than massive new subdivisions. That means your decision often comes down to a newer home with modern systems or a resale with a premium location or larger lot.
Florida’s building code is among the nation’s most rigorous for wind and storm protection. Newer homes must meet current standards, which can improve energy performance and wind resistance. For code updates and context, review the resources from the Florida Building Commission. Flood zones and elevation also matter in Broward, so check your address on the FEMA Flood Map Service Center before you fall in love with any property.
New construction: what to expect
Key advantages
- Modern floor plans, open kitchens, and energy‑efficient systems.
- Built to current code with impact protection and potential wind‑mitigation benefits.
- Customization options on finishes and, sometimes, layouts.
- Builder incentives at times, such as rate buydowns, closing cost credits, or upgrade packages.
- Warranty coverage that typically includes one year for workmanship and longer structural protections.
Potential trade‑offs
- Premium pricing compared with similar resales, plus lot premiums and upgrade costs.
- Timing risk if you buy before completion; delays can occur from permitting, weather, or supply issues.
- Builder contracts can be complex with limited flexibility on terms.
- New HOAs may introduce higher initial fees or special assessments.
- Near‑term depreciation risk if many similar new homes close at the same time.
How new‑build purchases work
- Spec or inventory homes: already built or near completion, often close like a resale.
- To‑be‑built purchases: you select options, then wait for construction; loan structures may include construction‑to‑permanent financing.
- Preferred lender programs: can be attractive but always compare numbers with an outside lender.
Inspections and warranties
Even with a brand‑new home, schedule independent inspections at key stages. A pre‑drywall review plus a thorough final inspection can catch items before closing. Confirm in writing what the builder will finish or correct, what the warranty covers, and how to submit claims.
Resale homes: what to expect
Key advantages
- Often in established locations close to everyday amenities and major roads.
- Potentially larger lots, mature landscaping, and unique architectural features.
- More negotiation flexibility on price, credits, and closing timeline.
- Clear comparables to support pricing and appraisal.
Potential trade‑offs
- Near‑term maintenance on systems such as roof, HVAC, plumbing, or electrical.
- Older homes may not meet current energy or wind standards, which can affect insurance.
- Renovations take time and require permitting in South Florida’s climate.
- Unknown issues can surface after closing, so inspection diligence matters.
Transaction essentials
- Order a full home inspection and consider specialists for roof, termite/WDO, HVAC, mold, and pool equipment.
- Review seller disclosures carefully and verify permit history with the Broward County Building Division.
- Check tax and ownership history with the Broward County Property Appraiser, and plan for homestead exemptions if you will live there as a primary residence.
Costs, timing, and financing
Price and value
- New construction usually carries a premium for new systems, code compliance, and warranties.
- Resales can deliver better lot size or location value, depending on condition and recent neighborhood sales.
Timeline
- New to‑be‑built: several months, with possible delays.
- New spec or inventory: faster, often similar to resale timing if complete.
- Resale: typically 30 to 60 days from contract to close for loans, faster for cash.
Financing considerations
- Resale: conventional, FHA, VA financing may apply based on property specifics.
- New build: spec homes usually qualify for standard loans; to‑be‑built may need construction‑to‑permanent financing and staged inspections.
- Appraisal: new builds can face limited comparable sales in a fresh community; resales benefit from established comps.
For current Broward market trends, see the county reports from Florida Realtors.
Insurance and risk in Broward County
Insurance availability and pricing can change. Newer, code‑compliant homes may qualify for wind‑mitigation credits, which can help with premiums. Older homes might need upgrades like impact protection or roof improvements to secure favorable rates.
- Check flood zone status on the FEMA Flood Map Service Center and consider an elevation certificate if needed.
- Review market conditions and rate filings via the Florida Office of Insurance Regulation to understand how statewide shifts may affect premiums.
- Obtain quotes early in your search so you can compare total cost of ownership across properties.
HOA and community considerations
New communities may have evolving budgets and rules as the HOA forms and reserves are established. Ask for draft documents, reserve studies, and any planned assessments. Established communities offer more historical financials and meeting minutes to review, which helps you understand enforcement practices, upcoming projects, and reserve health.
How to choose in Weston
- Choose new construction if you value modern design, energy efficiency, and warranties, and you are comfortable paying a premium or waiting for completion.
- Choose resale if you want a more central or established location, larger lot options, and flexibility to negotiate or renovate on your timeline.
- For both, weigh total cost of ownership, not just purchase price. Factor in insurance, HOA fees, utilities, and likely maintenance within the next five years.
Buyer checklists
New construction buyer checklist
- Verify builder reputation, completed communities, and warranty response times.
- Review the builder contract and addenda with a real estate attorney.
- Get a written list of what is included in the base price versus upgrades; cap change orders when possible.
- Confirm estimated completion date, delay remedies, and what must be finished before closing.
- Request draft HOA rules, budgets, and planned assessments.
- Schedule independent inspections at milestones.
- Obtain early insurance quotes and ask about wind‑mitigation features.
- Confirm utility providers and expected monthly costs.
Resale buyer checklist
- Order a full inspection plus specialists for roof, termite/WDO, HVAC, mold, and pool equipment if applicable.
- Review seller disclosures and confirm permit history with the Broward County Building Division.
- Request HOA documents, budget, reserves, and meeting minutes.
- Get contractor estimates for repairs or upgrades before final negotiations.
- Review tax history and exemptions with the Broward County Property Appraiser.
- Secure insurance quotes early and compare with potential retrofit costs.
Seller checklist when competing with new builds
- Highlight location, lot size, mature landscaping, and recent system or design upgrades.
- Complete cost‑effective refreshes such as paint, landscaping, lighting, and staging.
- Price with awareness of nearby new‑home options and incentives.
Local resources to verify details
- Building codes and updates: Florida Building Commission
- Flood zones and maps: FEMA Flood Map Service Center
- Insurance market and rates: Florida Office of Insurance Regulation
- Market trends and county reports: Florida Realtors research
- Property records and homestead info: Broward County Property Appraiser
- Permit history and code enforcement: Broward County Building Division
When you are ready to compare properties side by side, a local, high‑touch strategy makes all the difference. If you want expert guidance tailored to Weston’s neighborhoods, amenities, and new‑build options, connect with The Sklar Team for concierge service and clear next steps.
FAQs
Will a new home in Weston cost less to insure than an older home?
- Possibly, since new construction meets current code and may earn wind‑mitigation credits, but premiums still depend on flood zone, insurer availability, and home specifics; get quotes early.
Are builders in Weston offering incentives right now?
- Incentives can include rate buydowns, closing credits, or upgrades, and they fluctuate with the market; evaluate the total cost compared with outside lender options.
What inspections should I get for a brand‑new home?
- Schedule independent milestone inspections such as pre‑drywall and a detailed final inspection, in addition to the builder walkthrough.
How long does a resale purchase usually take in Broward County?
- Most resale transactions close in about 30 to 60 days with financing once under contract, and sooner for cash purchases.
Do new homes hold value better than resales in Weston?
- Not automatically; long‑term value is driven by location, lot, neighborhood supply, and overall market trends, not just the age of the home.
Where can I check property taxes and homestead exemptions?
- Use the Broward County Property Appraiser to review assessed values, millage rates, and homestead information before you buy.